Thursday, July 17, 2014

The Importance Of Life, Disability, And Fire Insurance

Life Insurance:
Indeed, having loved ones to care for is necessary and departing this life will be sad and sometimes people deaths are sudden without warning. Thinking of family members struggling to pay for funeral costs can be daunting. There are many insurance companies that offer term life insurance.

1. www.gerberlife.com (Kids and Adults)

2. www.metlife.com

3. www.statefarm.com

Disability Insurance:
Disability Insurance is a great way to secure people if they get hurt at work, especially very dangerous jobs like being a Construction Worker, Mining, Electrician, Driving, Roofing, Painting, Fire Fighters, Police Officers, Office Workers and Others.
4. www.Aflac.com
5. www.Metlife.com

Scenario: Disability Story

Nicole Dark is a construction worker for Basser Construction in Washington, D.C, she fell backwards and hurt her back from falling on the concrete. Now Nicole is in the hospital for three weeks and she is trying to contact family and friends to see if anyone can let her borrow money to pay her rent and bills.

If Nicole had disability insurance which is effective in a few days of registering and making on time payments, Nicole could've paid her own bills on time after receiving the disability check.

Fire Insurance:
A fire can breakout at anytime and can be deadly. There are still many residents without a fire alarm and a fire extinguisher in their homes and this is not good. Making a listing of your valuables is good and placed in a fire proof and water resistance safe to preserve your documents. This is why I like the Red Cross www.redcross.org because they are right on time when you need them from a disaster and will place you in a hotel for a few days and you can ask family or friends for temporary shelter.

6. www.allstate.com

7. www.statefarm.com

8. www.farmersfire.com





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